Severe financial debt
Question
Sir,
I am a regular viewer of your site since Jan 2011 and also observing celibacy. Please tell me how to overcome my serious financial problem.so my mind is always in disturbing mode which hampering sadhana.the situation is very serious suicidal .what will I do now??.will spirituality help me to get rid of this problem???
Answer
One's financial state, like all other things, is the result of his past karma and present efforts. When the Jiva borrows money from someone in past existence(s) and has not returned the same, or has lived off another's wealth, or when money is taken unlawfully, or when one partakes to wealth or property which he had no right over, the karma pertaining to such past acts bears fruit in future existences. The Jiva then occurs loss of money through debt, theft, disease or other financial setbacks in the course of payback.
For this reason, one should not accept or take anything from another, which lawfully does not belong to him; for the smallest action has an equal reaction. 'Asteya' (non-stealing) and 'Aparigraha' (non-possessiveness) are important parts of the Yama-Niyama-s to the Yogi.
One's purview ends at working honestly in the occupation shown by destiny. The virtuous Yogi strives without attachment, in the profession shown by destiny and remains content with the proceeds of honest work. Looking at another's wealth with no more desire than for a lump of mud, he performs Sadhana, longing for HIM alone. He who works thus, viewing work as worship, eventually makes enough to sustain and free himself from debt.
Hence it is said in the scriptures:
मात्र्वत् परदारेशु परद्रव्येशु लोष्ठवत् |
आत्मवत् सर्वभूतेशु य पश्यति स पश्यति ||
"He who looks at other's wives [or to be wives] as his mother, who looks at other's wealth as no more than a lump of Earth, who see's his own self in all other beings, see's HIM (Lord) and is blessed"
One's attitude should be -"The negative acts performed by this Ego in past existences have lead to my present state. I will henceforth be virtuous, kind, compassionate and fair to all. I will not take even a needle that does not belong to me. I will give up the Ego which made me indulge in wrong doing, causing all this suffering. Let that karma work out and be vacated forever."
With such an attitude, do your Sadhana to realize the self alone. Ask nothing in return. Things will set right with time.
ॐ तत् सत्
(That Supreme being is the absolute truth)